The Motability Scheme allows people with disabilities to lease a brand-new car, scooter, or powered wheelchair using their qualifying mobility allowance. The scheme is operated by Motability Operations Ltd under contract to Motability, a registered charity.
This means that instead of managing the costs and maintenance of a car on your own, you can use your mobility allowance to cover the lease and other essential services. The scheme is designed to make driving more accessible and stress-free, with all key expenses included in one package.
To qualify for the scheme, you need to receive one of the following mobility allowances with at least 12 months remaining:
- Higher Rate Mobility Component of Disability Living Allowance (DLA)
- Enhanced Rate of the Mobility Component of Personal Independence Payment (PIP)
- War Pensioners' Mobility Supplement (WPMS)
- Armed Forces Independence Payment (AFIP)
If you’re unsure about your eligibility, you can contact your allowance provider or speak to a Motability specialist for guidance.
One of the key benefits of the Motability Scheme is that it covers more than just the cost of the vehicle. The following services are included, making it a convenient and cost-effective option:
✔️ Insurance – Insurance for up to three named drivers is included, and you can change these drivers at any time.
✔️ Servicing and Maintenance – Regular servicing and routine repairs are covered to keep your vehicle running smoothly.
✔️ Breakdown Assistance – RAC breakdown cover is included, so you’ll have support if you experience any issues on the road.
✔️ Annual Car Tax – The scheme will handle your annual car tax for you.
✔️ Replacement Tyres – If your tyres wear out or get damaged, they’ll be replaced at no extra cost.
✔️ Windscreen Repair or Replacement – If your windscreen is chipped or cracked, repairs or replacements are included.
This all-in-one package ensures that you don’t have to worry about unexpected costs or managing multiple services.
If you choose an electric vehicle through the Motability Scheme, you’ll also receive support with charging:
Payments are taken directly from your mobility allowance, so you don’t need to worry about setting up direct debits or managing payments manually. Depending on the model and specifications, some vehicles may require an Advance Payment—an upfront cost to cover the difference between your allowance and the total lease cost. However, many vehicles are available with no advance payment.
Yes—various adaptations are available to help make driving or accessing your vehicle easier. These can include:
Many adaptations are available at no extra cost. A Motability specialist can help you find the right solution for your needs.
Applying for the scheme is straightforward:
In most cases, you can have your new car ready within 10 working days if the vehicle is already built.
When your lease period ends, you have several options:
Return the vehicle – If you no longer need the vehicle or don’t want to renew the lease, you can simply hand it back.
Exchange for a new vehicle – You can choose a new vehicle through the scheme and arrange a smooth handover.
Purchase the vehicle – You may have the option to buy the vehicle at its residual value.
Motability will contact you before the end of the lease to discuss your options and help you decide what’s next.
Vauxhall offers a wide range of cars through the Motability Scheme, including petrol, diesel, and electric models. Their vehicles are designed with comfort and accessibility in mind, and many models are available with no advance payment.
Located in Melton Mowbray, Aston Melton Mowbray is conveniently situated between Leicester and Nottingham. We proudly serve customers from Oakham, Stamford, Corby, Grantham, Loughborough, and Peterborough. Our knowledgeable and friendly staff are always ready to help you find the right vehicle and guide you through the Motability process.
The Motability Scheme offers a straightforward and stress-free way to gain independence and improve your daily life. From insurance and servicing to breakdown cover and adaptations, everything is included to make driving more accessible and enjoyable.
If you think the scheme could benefit you, contact Aston Melton Mowbray today to explore your options and take the next step toward greater freedom and mobility.
Interested in Used Car FAQ's?
